Table 1.

Cumulative nursing home use and out-of-pocket costs 1998–2010, birth cohorts 1919–1923

Age in 1998nPercent died 1998–2010Percent with any NH useMean no. of NH nightsPercent nights covered completelyDiscounted OOP spendingUndiscounted OOP spending
7546056.043.7169.950.15,96513,019
7645161.942.1160.650.54,0549,068
7746964.447.9194.153.54,93011,325
7842168.751.6187.851.24,92111,308
7938375.458.3223.653.76,55515,838
All2,18464.848.3185.951.95,25312,006
  • “Percent died” is the percent that died between 1998 and 2010. “Percent with any NH” is the percent that had at least one nursing home stay. “Mean no. of NH nights” is the average number of nights in nursing home, averaged over all, not just those with a stay. “Percent nights completely covered” is the percent of nursing home nights completely paid by insurance. “Discounted OOP spending” is the average of accumulated out-of-pocket spending for nursing home stays, discounted at 3% to age 57, and expressed in 2013 dollars. “Undiscounted OOP spending” is the average of accumulated out-of-pocket spending for nursing home stays, not discounted and expressed in 2013 dollars. NH, nursing home; OOP, out-of-pocket.